The homeownership application period is now closed for 2020. If you have already submitted an application and have a question, please call 919-736-9592. The 2021 application period will open on June 1, 2021.
Habitat Home Ownership
How can I qualify for Habitat Homeownership?
1) Currently live or work in Wayne County and have for at least one year.
2) Have a housing need:
a) Conditions pose a health/safety risk
c) Government-subsidized housing
d) Rent more than $30% gross income
3) Have the ability to pay:
a) Meet income guidelines (See below)*
b) Have low debt-to-income ratio (40% absolute max, 35% preferred max)
c) Have stable income for last 12 months
d) Have not declared bankruptcy in last 24 months
e) Pay current rent/house payment on time
f) Do not have excessive bills in collections
4) Be willing to partner on sweat equity hours
a) Minimum 300 volunteer hours
* Income Guidlines
Family Size Income Range
1 $20,500 - $32,800
2 $23,400 - $37,450
3 $26,350 - $42,150
4 $29,250 - $46,800
5 $31,600 - $50,550
6 $33,950 - $54,300
7 $36,300 - $58,050
8 $38,650 - $61,800
Applications are accepted between June 1 to Aug. 31 each year, or until all of our slots are full. We will let you know within 30 days if you are eligible to continue the application process. If eligible to continue the application process, full applications are due by Aug. 31. If you have questions, please email email@example.com or call 919-736-9592 x 2. If you are unsure if you might qualify but are interested, please fill out the application and allow us to process it. We cannot speak to you regarding your specific circumstances without an application. If you do not qualify, we will be happy to explain why and offer suggestions about what steps to take next.